Your Safety, Our Priority
be attentive
Fracture, sprain, bruise
Food poisoning
Calling a doctor or ambulance
Lost luggage
Flight cancellation
Forced observation 14 days
Tips: Read carefully on the terms of your Insurance Plan, do not rush through this part of your Holiday, understand what you purchase. Understand How the entire plan states, even if sales tells you read what is written, people can make errors.
Alot of factors for different countries.
Some travel insurance companies can pay directly to foreign hospitals:
Most US hospitals
Bill the travel insurance provider directly, but may request a deposit. The insurer will often return the deposit after billing arrangements are made. Every country has there own rules.
Travel insurance policies with direct billing
Allow the insurance company to settle the bills directly with the hospital, so the insured doesn't have to pay upfront.
Travel insurance assistance coordinators
Work directly with the hospital's billing department to guarantee payment for covered emergency medical care.
However, it's important to note that:
Many travel insurance policies require the insured to pay for medical treatment upfront and then submit a claim for reimbursement.
Health insurance plans may not cover all medical bills for international care.
Canadian health insurance may not cover medical bills abroad, or may only cover a small part.
Hospitals and clinics in other countries may require immediate cash payment.
Some countries may not treat patients without a guarantee of payment.
Be aware of your coverage, this cannot be added with expectance of service
understand your Policy Completely
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